Contact Us

Who We Are

I’m Trey, founder of CT Surplus Recovery. I started the company in 2023 as Hay Jac Group, then updated our name in 2026 to better reflect the specialized work we do. As a small, hands-on business, I am personally involved with every case and keep my workload manageable so each client receives my direct focus and care. Over the years, we've helped families recover hundreds of thousands of dollars — and occasionally, when situations call for a different kind of help, we will refer clients to other trusted professionals who might help them save their homes from foreclosure altogether.

Our service always includes representation from a top-tier law firm to make sure your rights are fully protected. We combine deep knowledge of county records, legal steps, and claims processes with a simple, honest approach focused on real results. From checking if you qualify to filling out and submitting all the paperwork, we handle the entire process for you. We work strictly on a contingency basis, meaning you don't pay anything unless we successfully get your money back. And when the job is finished, our fees are among the lowest you'll find, while our personal service remains the highest.


Dedicated to Recovering Your Surplus Funds — Simple, Hassle-Free, and Risk-Free

Through direct coordination with the county, we handle your surplus funds claim the right way. You don’t pay a dime until your money is back in your hands, keeping our goals completely aligned with yours.

Your Equity is Our Mission

Phone / SMS: (860) 737-9264

STILL HAVE QUESTIONS?

Frequently Asked Questions

What exactly are surplus funds and how do they arise?

Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.

What indicates that I might be entitled to surplus funds?

If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. Our team can help assess your eligibility by reviewing the relevant sale details and court records

Can you explain the process for getting surplus funds released after a foreclosure?

Confirming your eligibility to claim surplus funds after a foreclosure sale.

Collecting the necessary documentation and court records to support your claim.

Preparing and submitting the claim to the appropriate county, court, or state office.

Monitoring and following up to ensure your claim is processed and resolved.

Do I need to pay anything upfront to begin the claim process?

No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.

How much time does it usually take to recover surplus funds?

The time it takes to recover surplus funds can vary based on how complex your case is and how quickly the county processes claims. In many cases, the process takes several weeks to a few months, and in more involved situations it may take longer. Our team works hard to move things along efficiently and keeps you updated at every step.

Copyright 2026. CT Surplus Recovery LLC. All Rights Reserved.