More Effective Than Your Bank

Recover What

Rightfully Belongs to You -

Completely Hassle-Free

We help homeowners and property owners recover surplus funds from foreclosures, tax sales, and more.

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Our Services

How We Help You Recover

How We Get Started

Our outreach means we’ve identified a verified surplus linked to a property sale. These funds could be legally owed to you, and we contact individuals only after confirming a legitimate claim could be available for recovery.

The Verification & Review Process

We conduct an in-depth review of county records to validate your claim. Our experts carefully examine every aspect of the foreclosure sale to ensure all documentation is accurate and complete. We proceed only when we are confident your equity/funds could be successfully recovered.

How We Work With You

We clearly present our findings and outline the exact steps we’ll take to recover your funds. Our agreement is straightforward and contingency-based. You pay nothing unless and until you receive your check. There are no upfront costs, no hidden fees, and full transparency throughout the entire process.

If your funds come from a foreclosure or a tax sale

CT Surplus Recovery LLC is committed to locating what’s rightfully yours and delivering it directly to you.

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Dedicated to Recovering Your Surplus Funds — Simple, Hassle-Free, and

Risk-Free

Through direct coordination with the county, we handle your surplus funds claim the right way. You don’t pay a dime until your money is back in your hands, keeping our goals completely aligned with yours.

Your Equity is Our Mission

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QUESTIONS?

Real Stories. Real Results.

"Trey contacted me out of the blue, saying there might be surplus funds waiting for me from an event almost 20 years ago. Because he offered to research the situation with no upfront fee, I decided to give it a try.

Sure enough, a few months later, a meaningful check arrived in the mail! I truly appreciated working with Trey and the attorney he brought in to handle the legal formalities. Trey kept me updated every step of the way, and I genuinely felt like I was working with a friend who had my best interests at heart."

"As an attorney handling surplus funds cases in Connecticut, I have worked alongside Trey on numerous matters. He is professional and dedicated to his clients. He understands the system's complexities, works through them thoroughly, and maintains fair pricing. His business is reputable and highly effective."

"We couldn't be happier with our experience with CT Surplus Recovery (formerly Hay Jac Group). Trey reached out directly with a personal letter explaining the surplus funds from the sale of my late father's house. Trey and his attorney Sarah were professional, transparent, and prompt with every update and question we had. They set clear expectations from day one and recovered the exact amount we were expecting. Truly exceptional service.”

Sarah M - Bloomfield, CT

Sarah Poriss, Attorney At Law, LLC

Eleanor D - New Fairfield, CT

OUR CLIENTS SAY

REAL CLIENTS. REAL RESULTS.

"Trey contacted me out of the blue, saying there might be surplus funds waiting for me from an event almost 20 years ago. Because he offered to research the situation with no upfront fee, I decided to give it a try.

Sure enough, a few months later, a meaningful check arrived in the mail! I truly appreciated working with Trey and the attorney he brought in to handle the legal formalities. Trey kept me updated every step of the way, and I genuinely felt like I was working with a friend who had my best interests at heart."

Sarah M - Bloomfield, CT

"As an attorney handling surplus funds cases in Connecticut, I have worked alongside Trey on numerous matters. He is professional and dedicated to his clients. He understands the system's complexities, works through them thoroughly, and maintains fair pricing. His business is reputable and highly effective."

Sarah Poriss, Attorney At Law, LLC

"We couldn't be happier with our experience with CT Surplus Recovery (formerly Hay Jac Group). Trey reached out directly with a personal letter explaining the surplus funds from the sale of my late father's house. Trey and his attorney Sarah were professional, transparent, and prompt with every update and question we had. They set clear expectations from day one and recovered the exact amount we were expecting. Truly exceptional service.”

Eleanor D - New Fairfield, CT

BUILT ON TRUST

Who We Are

I’m Trey, founder of CT Surplus Recovery. I started the company in 2023 as Hay Jac Group, then updated our name in 2026 to better reflect the specialized work we do. As a small, hands-on business, I am personally involved with every case and keep my workload manageable so each client receives my direct focus and care.

Over the years, we've helped families recover hundreds of thousands of dollars — and occasionally, when situations call for a different kind of help, we will refer clients to other trusted professionals who might help them save their homes from foreclosure altogether.

Our service always includes representation from a top-tier law firm to make sure your rights are fully protected. We combine deep knowledge of county records, legal steps, and claims processes with a simple, honest approach focused on real results.

From checking if you qualify to filling out and submitting all the paperwork, we handle the entire process for you. We work strictly on a contingency basis, meaning you don't pay anything unless we successfully get your money back.

And when the job is finished, our fees are among the lowest you'll find, while our personal service remains the highest.

STILL HAVE QUESTIONS?

Frequently Asked Questions

What exactly are surplus funds and how do they arise?

Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.

What indicates that I might be entitled to surplus funds?

If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. Our team can help assess your eligibility by reviewing the relevant sale details and court records

Can you explain the process for getting surplus funds released after a foreclosure?

Confirming your eligibility to claim surplus funds after a foreclosure sale.

Collecting the necessary documentation and court records to support your claim.

Preparing and submitting the claim to the appropriate county, court, or state office.

Monitoring and following up to ensure your claim is processed and resolved.

Do I need to pay anything upfront to begin the claim process?

No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.

How much time does it usually take to recover surplus funds?

The time it takes to recover surplus funds can vary based on how complex your case is and how quickly the county processes claims. In many cases, the process takes several weeks to a few months, and in more involved situations it may take longer. Our team works hard to move things along efficiently and keeps you updated at every step.